LondonVerified 2026-10-22

UK Student Visa Maintenance Funds & 28-Day Rule 2026

UK Student / Graduate maintenance: £1,529/month London or £1,171 outside (rising 30 Nov 2026). Pass the 28-day rule with a UKVI-ready statement.

Applicant-prepared summary. Accompanies your original bank-issued statements; does not replace them.

Financial evidence

Officer-readable

Destination

United Kingdom

London

Statement months

Student: 6 months minimum · Visitor: trip-based (often 3–6 months of recent statements)

Recommended balance

Student maintenance (applications before 30 Nov 2026): £1,529/month London or £1,171/month outside London. From 30 Nov 2026: £1,570 / £1,203. Visitor: trip-based (no single fixed minimum).

Verified Oct 2026

Currency

GBP

Standard Visitor: show you have accessible funds for your trip (no strict 28-day maintenance rule). Student: funds must remain in your account for 28 consecutive days; statements must end within 31 days of application. Maintenance rates rise on 30 Nov 2026 — confirm on gov.uk.

Open sample PDF

Real sample · Not a mockup

See the UK (Student / Graduate) sample PDF, then format yours

Raw bank exports get messy. Our output is a cover-page PDF with averages and currency notes — the layout officers expect.

Visa Pack $4.99 · 10 credits · or Visa Ready $2.99

Free checklist

Get the UK (Student / Graduate) bank-statement checklist PDF

What to include, common refusal flags and a pre-submit check — emailed once. No account needed.

Months required

6 months of statements ending within 31 days of application

Balance guidance

Until 29 Nov 2026: £1,529/month London or £1,171 outside (up to 9 months) + unpaid tuition. From 30 Nov 2026: £1,570 / £1,203 — confirm on gov.uk

Last verified

2026-10-22

Recent changes

All visa rule updates →

Embassy requirements

  • 6 months continuous statements
  • Required balance held for 28 consecutive days
  • Closing date of the 28-day period within 31 days of application
  • Daily running balance visible
  • Original or certified copies — UKVI does not accept plain photocopies

Period: 6 months of statements ending within 31 days of application · Balance: Until 29 Nov 2026: £1,529/month London or £1,171 outside (up to 9 months) + unpaid tuition. From 30 Nov 2026: £1,570 / £1,203 — confirm on gov.uk

See what your output will look like:

Download UK sample PDF →

Opens a real formatted example

See the full UK UKVI bank statement sample →

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Fix this statement — officer-readable PDF

Cover page, currency totals, highlighted balance, no watermark. One credit per full PDF. Credits never expire.

  • Visa Ready $2.99 — 3 credits (one trip)
  • Visa Pack $4.99 — 10 credits (revisions / family)
  • Free watermarked cover preview first — pay only for the clean file
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Common rejection reasons

  • Funds held fewer than 28 consecutive days
  • Statements older than 31 days at filing
  • One-day dip below the maintenance amount
  • Unexplained large deposits
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FAQ

Your account must hold the required maintenance amount for 28 consecutive days ending within 31 days of the application date.

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