What is the 31-day rule?

Your bank evidence must be dated within 31 days of the date you submit the online visa application — not the biometrics appointment date.

Does this guarantee approval?

No. This tool checks the continuous-funds pattern officers use under Appendix Finance. Always confirm amounts and documents with GOV.UK guidance.

UK 28-day rule checker

One day below the required amount can refuse a Student or Skilled Worker visa. Check your statement before you apply.

UK student and work routes require the maintenance amount to stay in the account for 28 consecutive days, counting back from the statement closing date. The statement must also be dated within 31 days of your online application (not biometrics). One day below the requirement can mean refusal.

Open the free visa risk check and choose United Kingdom.
Pick your route (Student, Skilled Worker, etc.) and enter the required GBP amount.
Set your planned application date to check the 31-day rule.
Upload your statement — we rebuild the day-by-day balance strip and flag any breach.

Run UK 28-day check →

Indicative FX only if your account is not in GBP. UKVI converts with OANDA on the application date. Guidance only (not a UKVI rule): keep about 10–15% above the GBP requirement so a small rate move does not push you under. We never advise moving or parking funds.

FAQ

Count back 28 consecutive days from the closing balance date on your most recent financial evidence. The balance must not fall below the required amount on any of those days.

Also see large deposit explainer and 28-day refusal recovery guide.