New Zealand Visa Bank Statement – INZ Format Guide (2026)
NZ visa bank statement guide 2026: INZ student funds NZD 20,000/year, genuine access, FTS scheme, INZ-ready formatting.
Embassy requirements
- Genuine access to funds — savings accumulated over time, not sudden lump sums
- Student visa: NZD 20,000/year living costs (tertiary) or NZD 17,000/year (compulsory education)
- 3 months recent bank statements for guarantors; 6 months strengthens student applications
- NZD equivalent on cover page for foreign currency accounts
- Source-of-funds evidence if account opened recently
Period: 3 months minimum (6 months recommended for student/sponsor evidence) · Balance: NZD 20,000/year living (tertiary) or NZD 17,000/year (compulsory education) + tuition
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Common rejection reasons
- Funds not genuinely available or from unexplained sources
- Insufficient living costs vs INZ thresholds for visa category
- Less than 3 months transaction history
- Borrowed funds deposited shortly before applying without documentation
FAQ
NZD 20,000/year living costs for tertiary study or NZD 17,000/year for compulsory education, plus first-year tuition and travel.
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