What does the AI actually do?

Risk flags are calculated from your transactions with deterministic rules (not invented by the AI). The AI writes the explanations and optional explanation letter from those pre-computed flags only — so the numbers stay accurate while the wording feels personal.

Is it really free and private?

Yes. There's no sign-up and your file is analysed in memory to produce the check — it is not stored. The AI only sees flag titles and details, not your full transaction list.

What if a flag is raised?

Read the AI explanation, generate a draft letter if you need one, download your risk report, then format an officer-readable PDF with the Visa Pack ($4.99).

Free AI tool · No sign-up

Will your bank statement get rejected?

Free AI check for the red flags embassies look for — plain-language explanations and a free letter preview (full letter with Visa Pack). No signup.

TLS encryption
Deleted after 1 hour
No bank login

Try a demo sample

Synthetic statements — no real bank data. Preview financial summary, checklist, risk flags, and explanations (templates if AI is offline).

Destination

Free result first — no account or card.

Drop your bank statement or click to browse

PDF, XLSX, XLS, or CSV · text-based and scanned PDFs supported

Improve accuracy (trip dates, name, documents)

Trip length in days (optional)Visa appointment date (optional)Planned application date (31-day rule)Funds route (thresholds from versioned rules)

About your application

Personalises funds thresholds and checklist items. Preparation aid only — not an immigration decision.

Passport / legal name (compared to account holder — never edits your statement)Name on booking / CAS (optional — warns if it differs from passport name)

NationalityCountry of residencePurposeWho holds the funds?

Explanation language

Add the consulate and trip length to compare your balance against the published minimum. Explanations and letters use the language you pick (English templates if AI is unavailable).

Documents you already have (optional)

I have last 3 months' salary slipsI have an employment / leave letterI already have travel medical insuranceI have flight / hotel bookings readyI have ITR / tax returns (if required)I need a sponsor / family bank statement tooTravelling as a couple (2 applicants)

Add more details (sponsor, extra documents)

More bank statements (optional, up to 5)

Extra months or accounts — we merge with gap/overlap checks. UK 28-day funds are checked per account (balances are never simply added).

Additional documents (optional)

Payslip, ITR / tax return, or FD certificate — we detect the type and update your checklist. Bank statement above is still required.

No sign-up. Optional AI explanations send risk flags and short summary text to Google Gemini — not your uploaded bank statement file.

What you get

Flags, explanations, and next steps

Plain-language flag explanations

Every risk flag gets a clear explanation of why an officer may ask questions — in English, Hindi, Filipino, Urdu, Arabic, and more.

Sudden deposits & overdrafts

Unexplained credits and negative balance days that often trigger source-of-funds questions.

History & recency

Whether your file covers enough months and closes recent enough for the destination.

Draft letter + action plan

Free letter preview and AI action plan after the check; unlock the full editable letter and risk report with Visa Pack.

Flags use clear rules from your statement; AI only explains them and drafts letters. Not a guarantee of approval. Confirm requirements with the relevant consulate. Methodology.

After the check

Found a flag? Use the letter draft and risk report, then format an officer-readable PDF with the Visa Application Bank Statement Formatter. Browse country requirements for the full checklist.

Frequently asked questions

No. It highlights patterns commonly scrutinized by visa officers. Our AI then explains those flags in plain language and can draft an explanation letter — it does not decide approval. Approval is at the consulate's discretion.