What this refusal usually means
UK caseworkers often refuse when large credits appear shortly before application without a clear source (gift, sale, loan, salary arrears). Raw bank PDFs that bury the context make this worse.
3-step re-application fix
Step 1
Map every large credit
List date, amount, and source (salary, property sale, family gift). Gather supporting proof for each.
Step 2
Format 6 months cleanly
UK applications typically expect ~6 months of statements. Use visa format with UK destination for cover averages and readable tables.
Step 3
Attach a source-of-funds letter
Our AI explanation letter (unlocked with Visa Ready/Pack) drafts neutral wording you can edit to match your evidence.
Explanation letter tip
Use the free visa risk check to flag large deposits automatically, then unlock the full explanation letter for your re-application pack.
FAQ
No — never edit transactions. Explain the source with documents instead. Editing statements can be treated as deception.
Formatting tools and checklists only — not immigration or legal advice. Consulates make the final decision.