Indian applicants often use Kotak Mahindra Bank for Schengen files. NetBanking PDFs work; Excel/CSV exports need a bank-aware layout with EUR figures and average balance.

Related: HDFC Schengen � SBI Schengen � Schengen 2026.

Not sure if your statement will raise questions? Run a free risk check first — no account required. Then format an officer-readable companion PDF if you need one.

Visa Pack $4.99 unlocks the clean PDF, letters, and credits after you see your flags.

Download Kotak statements

  1. Kotak NetBanking or app ? select account
  2. Statements / e-statement
  3. Date range 3�6 months
  4. Download PDF (preferred) or Excel/CSV

Bank-specific help: Kotak statement to PDF.

Why formatting matters

Merged headers and multi-column Kotak exports break generic converters. StatementsCraft maps narration, debit, credit, and balance, then builds a Schengen cover page.

Cover page fields

  • Name as in passport
  • Passport number
  • Kotak branch / account last 4 digits
  • Statement period
  • Opening, closing, average monthly balance
  • INR + EUR with rate date

Format Kotak for Schengen

Large credits

Flag and explain transfers over ~30% of average balance (large deposit guide).

FAQ

Passbook scans? Official e-statements preferred unless the consulate accepts stamped passbook copies.

Cost? See pricing for conversion credits and Visa Pack.

Not sure if your statement will raise questions? Run a free risk check first — no account required. Then format an officer-readable companion PDF if you need one.

Visa Pack $4.99 unlocks the clean PDF, letters, and credits after you see your flags.